As with most things, cheapest isn't usually the best! Might be worth asking if people have any experiences of how the various companies deal with claims should the worse happen? Do they pay out? Do they make you use one of their approved repairers? Salvage rights if it's written off? Etc.
six-o-one wrote:
OK, here's my story with Adrian Flux.I would like to add that several people i have spoken to have had exactly the same expierience.
Ring the company and agree to a mutual value of the car.
Pay your premium by card over the phone.
Wait for your insurance documents to arrive......they don't,so you have to ring them.
They tell you on the phone that they cannot insure your vehicle for the previously agreed value.
You express that unless the agreed value is met,the policy is of little use to you.They won't move.
So you express the wish to cancel the policy.They then hit you with the line that has never been previously mentioned.
"This is a non-cancelable policy and if you wish to cancel,you will lose your premium".
So you're stuck with them,or you throw your money away.
Just to back this up,the car that they would only insure for £25K,i went on to sell six months later for £60K.And the new owner was more than happy to pay that much for the car.It, at the time was it's true market value.
This was a few years ago,and i have read on other websites,that their service has become even worse.
Cheapest is not the best.Take some time,do some homework and move rationally.
Edited by user
12 years ago
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Reason: Not specified